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Apply for a mortgage and find a home to buy.

Apply for a mortgage and find a home to buy.

  • Posted by admin
  • On October 18, 2015
  • 0 Comments
  • Dubai Mortgage Calculator, Home Finance Dubai, Home Finance UAE, Home Loan, home loan in uae, Home Loan UAE, home loans, Home Loans in Dubai UAE, home loans in uae, mortgage adviser, mortgage broker, mortgage brokers, mortgage calculator, mortgage consultant, mortgage in uae, personal loan in uae

Get everything in order before you apply

It’s a good idea to get organised before you apply for a mortgage and find a home to buy. There are few things you can do to help make the whole process smoother and might improve your chances of getting a mortgage application approved.

Get on the electoral role

If your name is not on there, you’ll find it harder to get credit. Go to About My Vote to find out how to register.

 Check your credit file

Make sure all your bank accounts and credit cards are showing and have the correct address.

 Improve your credit file

If you think information on your file is wrong, ask your bank to correct it.  Errors on your credit file can trigger rejection. If you think details are missing or wrong you can also challenge it with the credit reference agency. You can find out more about improving your credit file on the Money Advice Service website.

 Cancel any unused cards

Too much credit could be bad. And make sure you avoid missing payments or paying late by setting up direct debits.

 

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